Life is full of risks and one cannot evade from all the risks that re runs into. But apparently certain risks can be avoided or compensated. Risks in business arise from various angles such as production, natural calamities, business conditions, war, competition etc. To mitigate these losses, Insurance plays a major role. The insurance company compensates the loss faced by the insured by spreading it to others. It is a kind of spreading the risks of few persons to more people. Insurance has origins in early 2nd and 3rd BC. The most familiar insurance type that has reached the nook and corner is Life insurance.

The Himalayas is the highest mountain and has a longer range. The Himalayas has a wide extension in Afghanistan, Bhutan, china, Nepal and Pakistan. Out of fifteen highest peaks in the world, nine of them are in Nepal and 75 percent of Nepal is covered by Himalayan range of mountains. The word Himalayas means “abode of snow” and has religious importance of Hinduism and Buddhism. The geographical variation of Himalayas is stunning and varies from lush green vegetation to dry mountains and icy glaciers. Mt. Everest of Himalayas is the highest peak in the world with an altitude of 8848 meters.

Telegraph was the widely used communication system before the dawn of telephones, mobile phones and international network. Samuel Morse developed Morse code in partnership with Professor Leonard Gail, Alfred Vail, and congressman F O J Smith. But this code was patented in Samuel Morse’s name alone. He used dots and dashes as his codes. By 1890s, Morse code was extensively used in the field of radio communication. Morse code required no decoding device and was easy to use. But by the dawn of telephones, mobile phones and internet, the usage of Morse code and telegraphy slowly starred to decline.

E V Ramasamy, fondly called as periyar by his followers was born in Erode on September 17th 1879. He is also called in the name of EVR, an acronym for Erode Venkata Ramasamy. EVR wanted to bring a massive change in the society after finding racial, caste and gender discrimination. Periyar founded “Self Respect Movement” and Dravidar Kazhagam. Dravidar Kazhagam is a renowned association all over the world and mother association of some other organizations. Periyar has brought major changes in the characters of Tamil language. He passed away in the year 1973, and his wife Maniammai ammaiyar continued the social work after him.

A review is the evaluation of the work done on art and literature. A review may be an appraisal or a critical appraisal which helps the producer to next production in an enhanced way and also helps the readers in case of literature to pick books or movies of their likings. One who reviews should take enough care while reviewing; because the review may affect them and their works. A review should be in a way of not hurting anyone. Sometimes some reviews will be worse enough due to personnel vengeance or over assessing for personnel affairs.

Gods and goddesses are believed to be the supreme powered of the universe. People say that it is he who controls every movement; and everything depends on him. It is quite unbelievable to see that all civilizations that originated in this world have their own gods and goddesses with varied customs and rituals to worship them. To some extent this proves the existence of supreme powers and majority of world population in the past and present believed in the powers of gods. But we have certain groups of people who do not believe in the existence of gods and called atheist.

The best habit that anyone can have is reading. The reading habit is not just reading going through something. It is about making the mind to concentrate on something. The ability to read derived from the ability to understand or observe. The art of writing originated 10000 years ago, along with the art of reading. Writing goes waste, if no one can read it. Reading is an art of stepping into the shoes of another person. Literature has contributed a lot for the readers and almost every nation has books to read. Finally reading gives enormous knowledge.

Pepper rice is an easy to make recipe in not more than 5 minutes. This can be greatly helpful to fresh cooks, and can be packed for picnic lunches. Pepper is good for digestion and this rice is recommended good for common cold, cough, etc. All the ingredients are readily available and they are a cup of rice, pepper powder, green chilli, curry leaves, coriander leaves and powder, Bengal gram, toor dhal, mustard seeds, salt and oil. Heat oil in pan; add mustard seeds and other dhal to spatter. Then add green chili, grated coconut, rice and pepper powder, and leaves in the mentioned order.

The stress is the involuntary response or stimuli created in our mind for any given situation, and not being regular or normal. It has become customary that everyone gets stress from this fast running world and we look for some stress busters. Normally we like to hang out on weekends to relieve ourselves from stress. The term stress came into use in 1950s and was first used by an endocrinologist Hans Selye. Stress management is a technique to deal with one’s psychological stress. Some simple actions which serve as stress busters are a shower bath, a swim in the pool, painting, a long walk, listening to music, gardening etc.

The Flavian dynasty was founded by Emperor Vespasian who initiated the construction of coliseum of Rome, in AD 72 and was completed in AD 80. The coliseum of the Rome is originally called as the Flavian Amphitheatre. This was largest building of the era which can accommodate 55000 spectators and has fallen into ruins now. Still it is attracting tourists all over the world, and plays guest roles in many movies of all languages. The purpose of this building was to entertain their people with number of events. The coliseum is also spelt as colosseum and colloseum.